At Veridian Credit Union, we believe in putting members first. As a not-for-profit financial cooperative, we offer better rates, lower fees, and personalized service compared to traditional banks. Whether you're looking for a checking account, home loan, auto loan, or credit card, Veridian provides competitive options designed to help you achieve your financial goals.

🔹 Key Benefits of Banking with Veridian
✅ Higher Savings Rates – Earn more on your deposits.
✅ Lower Loan Rates – Save on mortgages, auto loans, and personal loans.
✅ Fewer & Lower Fees – No hidden charges, just transparent banking.
✅ Local & Digital Banking – Convenient branches + 24/7 online access.
✅ Community Focused – We invest in local communities.

📌 Veridian’s Top Financial Products
1. Checking & Savings Accounts
Free checking with no minimum balance requirements.

High-yield savings to grow your money faster.

Mobile & online banking for easy account management.

2. Home Loans & Refinancing
Low mortgage rates for first-time buyers and refinancers.

Flexible terms (fixed-rate, adjustable, FHA, VA loans).

3. Auto Loans
Low APR financing for new & used cars.

Fast approvals and flexible repayment options.

4. Credit Cards
Low-interest Visa® cards with rewards & cashback.

No annual fees on select cards.

5. Business Banking
Business checking & loans tailored for small businesses.

Merchant services & commercial lending.

🔒 Secure Online Banking with Veridian
Access your accounts anytime with Veridian’s online banking & mobile app, featuring:
✔ Bill pay & mobile check deposit
✔ Account alerts & budgeting tools
✔ Zelle® for quick transfers
✔ 24/7 fraud protection

📌 How to Join Veridian Credit Union
Eligibility is easy! You can join if you:

Live, work, or worship in Iowa or select areas.

Are a family member of an existing Veridian member.

Belong to a participating employer/organization.

Open an account online or visit a local branch today!